Travel Credit Cards
There are several
types of credit cards for travelers. You can get hotel cars, airline cards, general travel cards and you can get so many rewards and freebies out of them that it doesn’t make any sense not to have one! Travel credit cards provide a great opportunity to earn free points that can be redeemed for airfare, hotels or cold hard cash. Here are some tips if you plan on getting a travel credit card:
First, you should get a card with huge sign bonus. Most travel credit cards offer joining bonuses of 20,000 or more miles! Don’t join one that doesn’t offer you anything or it will take a long time to exchange rewards for hotels, cash, or airfare. You want rewards now right?
Also, don’t forget to read the fine print. Are there are reward blackout dates, a fee structure, taxes, or other things the credit card company might try to sneak in there. Businesses don’t give away anything for free so for most cards they will try to sneak in some service charge. Compare the cards to make sure you pick one that doesn’t do anything sneaky.
I like cards with fees. I travel a lot and I don’t want to spend a long time earning points before my next trip. Fee cards have a much better rewards system than non-few cards. If you are a frequent traveler, it’s better to get a fee based card. Normally the first year’s fee is waived anyways. But more importantly, you’ll be able to rack up points to travel quicker. If you don’t travel a lot, it is probably not worth it to get a fee based card.
So which card should you get? A hotel card? A general travel card? An airline specific card? In order to decide, you need to consider how you will use the card. Are you loyal to one airline or airline network like the Star Alliance? Then you should get an airline card. If you are on the road for business a lot, then getting a hotel card would be perfect for you. For those who only care about price and not brand loyalty, a general card would be best. However, by getting a general travel rewards card you would have access to a wider range of brands and companies than if you had a brand specific card.
If you think about all of this before you get a travel credit card, you’ll be able to get the card that gives you the most value and rewards.

One of the best ways to get cheap accommodation while you travel is to use the site Couchsurfing.
Don’t stay in big hotels. Sure they are nice and offer a lot of luxury but the money really doesn’t help the local population. Travel is about broadening your horizons and expanding your mind but also about learning and helping the local population live better. If you go anywhere, whether it’s France or Thailand or Australia, and stay in a big corporate hotel, most of that money will be sent back to the corporation headquarters and the local economy will only see a fraction of that money. However, if you stay at a local guesthouse or bed and breakfast that money will go help the people right in the area. The owners will be locals who put that money right back into the local economy which will help the local people much more than if you see only a little money from a faceless corporation. If you really want to help the people you are visiting, don’t stay at a big hotel. Stay at a local guesthouse and you will do much more good. Moreover, you will get a much more personal experience. You won’t be bothered by a tourist desk- you’ll be welcomed by the owners as part of the family. They will be able to tell you all the local things to do, good restaurants, and might even act as tour guides. All in all you get a much more personal experience than you would if you had been going to a big hotel. Go local the next time you travel- it will help people more and you’ll have a better experience.
If you are traveling on a budget and don’t want to be spending an obscene amount of your travel money on where you stay, it is possible to find cheap accommodations. The trick is to avoid paying standard hotel rates or even in avoiding hotels altogether. If you are willing to look, cheap accommodations are out there.
